@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;700;900&family=Inter:wght@400;500;600&family=JetBrains+Mono:wght@400;500&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy: #0a0f1e;
  --navy-card: #141d2e;
  --navy-border: #1e2d45;
  --navy-mid: #141d2e;
  --navy-light: #1e2d45;
  --accent: #3b82f6;
  --accent-dim: #1d4ed8;
  --blue-dark: #1d4ed8;
  --blue-mid: #3b82f6;
  --blue-light: #60a5fa;
  --blue-pale: #93c5fd;
  --teal: #3b82f6;
  --teal-light: #60a5fa;
  --white: #ffffff;
  --off-white: #f1f5f9;
  --gray-light: #94a3b8;
  --gray-mid: #64748b;
  --text-primary: #f1f5f9;
  --text-secondary: #94a3b8;
  --text-muted: #64748b;
  --page-gutter: 48px;
  --page-width: 1200px;
}

html { scroll-behavior: smooth; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif; font-size: 16px; }
body { background: var(--navy); color: var(--text-primary); line-height: 1.6; }

/* NAV */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 var(--page-gutter); height: 68px;
  background: rgba(10, 15, 30, 0.97);
  border-bottom: 1px solid var(--navy-border);
  backdrop-filter: blur(8px);
}
.nav-logo { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.nav-logo-bars { display: flex; align-items: flex-end; gap: 3px; height: 28px; }
.nav-logo-bars span { display: block; width: 4px; border-radius: 2px; background: var(--blue-light); }
.nav-logo-bars span:nth-child(1) { height: 14px; background: #93c5fd; }
.nav-logo-bars span:nth-child(2) { height: 18px; background: #60a5fa; }
.nav-logo-bars span:nth-child(3) { height: 24px; background: #3b82f6; }
.nav-logo-bars span:nth-child(4) { height: 28px; background: #2563eb; }
.nav-logo-bars span:nth-child(5) { height: 24px; background: #1d4ed8; }
.nav-logo-bars span:nth-child(6) { height: 20px; background: #141d2e; }
.nav-logo-bars span:nth-child(7) { height: 16px; background: #0a0f1e; border: 1.5px solid #1d4ed8; }
.nav-logo-text { font-size: 15px; font-weight: 600; letter-spacing: 0.12em; color: var(--white); text-transform: uppercase; }
.nav-links { display: flex; gap: 8px; align-items: center; }
.nav-links a {
  color: var(--text-secondary); text-decoration: none; font-size: 14px; font-weight: 400;
  padding: 8px 16px; border-radius: 6px; transition: all 0.2s; letter-spacing: 0.02em;
}
.nav-links a:hover, .nav-links a.active { color: var(--white); background: rgba(59, 130, 246, 0.1); }
.nav-cta { background: var(--accent); color: var(--white) !important; padding: 8px 20px !important; border-radius: 6px; font-weight: 500 !important; }
.nav-cta:hover { background: var(--accent-dim) !important; }

/* BUTTONS */
.btn-primary {
  background: var(--accent); color: var(--white); padding: 0.625rem 1.5rem; border-radius: 3px;
  font-size: 0.875rem; font-weight: 500; text-decoration: none; transition: background 0.2s;
  border: none; cursor: pointer; display: inline-block;
}
.btn-primary:hover { background: var(--accent-dim); }
.btn-outline, .btn-ghost {
  background: transparent; color: var(--text-secondary); padding: 0.625rem 1.5rem; border-radius: 3px;
  border: 1px solid var(--navy-border); font-size: 0.875rem; font-weight: 500; text-decoration: none;
  transition: color 0.2s, border-color 0.2s; cursor: pointer; display: inline-block;
}
.btn-outline:hover, .btn-ghost:hover { color: var(--white); border-color: var(--text-muted); }

/* HOME HERO */
.hero { padding: 168px var(--page-gutter) 80px; max-width: var(--page-width); margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.hero-tag, .eyebrow, .page-hero > .section-label:first-child {
  display: inline-block; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--accent); border: 1px solid var(--accent-dim);
  padding: 0.3rem 0.75rem; border-radius: 2px; margin-bottom: 1.5rem;
}
.hero h1 { font-size: 48px; font-weight: 300; line-height: 1.15; color: var(--white); margin-bottom: 24px; letter-spacing: -0.01em; }
.hero h1 strong, .hero h1 em { font-weight: 600; color: var(--blue-pale); font-style: normal; }
.hero-sub, .hero p { font-size: 17px; color: var(--text-secondary); line-height: 1.7; margin-bottom: 40px; font-weight: 300; max-width: 620px; }
.hero-btns, .hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-right { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.stat-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 12px; padding: 28px 24px; }
.stat-card .num { font-size: 32px; font-weight: 300; color: var(--blue-light); margin-bottom: 6px; letter-spacing: -0.02em; }
.stat-card .label { font-size: 12px; color: var(--text-muted); letter-spacing: 0.05em; text-transform: uppercase; line-height: 1.4; }
.stat-card.accent { border-color: rgba(59, 130, 246, 0.25); }
.divider-bar, .divider { border: none; border-top: 1px solid var(--navy-border); margin: 0 var(--page-gutter); }
.divider-bar { height: 1px; background: linear-gradient(90deg, transparent, rgba(59, 130, 246, 0.45), transparent); }

/* SECTIONS */
.section { padding: 64px var(--page-gutter); max-width: var(--page-width); margin: 0 auto; }
.section-label {
  font-size: 11px; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 14px;
}
.section-title { font-size: 36px; font-weight: 300; color: var(--white); margin-bottom: 16px; letter-spacing: -0.01em; }
.section-title strong { font-weight: 600; }
.section-sub { font-size: 16px; color: var(--text-secondary); max-width: 600px; line-height: 1.7; margin-bottom: 48px; }

/* ENTITY / CARDS */
.entity-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.entity-card {
  background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px;
  padding: 40px; cursor: pointer; transition: all 0.25s; text-decoration: none; display: block;
}
.entity-card:hover { border-color: var(--accent); transform: translateY(-2px); }
.entity-label { font-size: 11px; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase; color: var(--accent); margin-bottom: 14px; }
.entity-card h3 { font-size: 24px; font-weight: 500; color: var(--white); margin-bottom: 12px; }
.entity-card p { font-size: 15px; color: var(--text-secondary); line-height: 1.7; margin-bottom: 28px; }
.entity-features { list-style: none; margin-bottom: 32px; }
.entity-features li { font-size: 13px; color: var(--text-muted); padding: 5px 0; display: flex; align-items: center; gap: 10px; }
.entity-features li::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: var(--accent); flex-shrink: 0; }
.entity-link { font-size: 13px; color: var(--blue-light); font-weight: 500; letter-spacing: 0.05em; }

/* WHY */
.why-section { background: var(--navy-card); padding: 80px var(--page-gutter); border-top: 1px solid var(--navy-border); border-bottom: 1px solid var(--navy-border); }
.why-inner { max-width: var(--page-width); margin: 0 auto; }
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
.why-card { padding: 32px 28px; border-radius: 4px; border: 1px solid var(--navy-border); }
.why-card h4 { font-size: 16px; font-weight: 500; color: var(--white); margin-bottom: 10px; }
.why-card p { font-size: 14px; color: var(--text-muted); line-height: 1.65; }
.why-icon { width: 36px; height: 36px; border-radius: 8px; background: rgba(59, 130, 246, 0.12); display: flex; align-items: center; justify-content: center; margin-bottom: 16px; font-size: 16px; }

/* TEAM */
.team-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; margin-top: 48px; }
.team-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 24px 20px; text-align: center; }
.team-avatar { width: 52px; height: 52px; border-radius: 50%; background: var(--navy-light); border: 2px solid var(--accent); display: flex; align-items: center; justify-content: center; margin: 0 auto 14px; font-size: 15px; font-weight: 600; color: var(--blue-light); }
.team-name { font-size: 14px; font-weight: 600; color: var(--white); margin-bottom: 6px; }
.team-title { font-size: 12px; color: var(--blue-light); margin-bottom: 10px; line-height: 1.4; }
.team-firms { font-size: 11px; color: var(--text-muted); line-height: 1.5; }
.team-exp { display: inline-block; margin-top: 10px; font-size: 11px; font-weight: 600; color: var(--accent); border: 1px solid rgba(59, 130, 246, 0.3); border-radius: 4px; padding: 3px 8px; }

/* INNER PAGE HERO */
.page-hero { padding: 148px var(--page-gutter) 60px; max-width: var(--page-width); margin: 0 auto; }
.page-hero h1 { font-size: 44px; font-weight: 300; line-height: 1.2; margin-bottom: 20px; }
.page-hero h1 strong, .page-hero h1 em { font-weight: 600; color: var(--blue-pale); font-style: normal; }
.page-hero p { font-size: 18px; color: var(--text-secondary); max-width: 680px; line-height: 1.7; margin-bottom: 40px; }
.stats-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 60px; }
.pill-stat { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 24px 20px; text-align: center; }
.pill-stat .n { font-size: 28px; font-weight: 300; color: var(--blue-light); letter-spacing: -0.02em; }
.pill-stat .l { font-size: 11px; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.08em; margin-top: 4px; }

/* SOLUTIONS */
.platform-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 60px; }
.platform-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 32px; }
.platform-badge { display: inline-block; font-size: 10px; font-weight: 700; letter-spacing: 0.12em; padding: 4px 10px; border-radius: 4px; margin-bottom: 16px; background: rgba(59, 130, 246, 0.15); color: var(--blue-light); }
.platform-badge.str { background: rgba(59, 130, 246, 0.15); color: var(--blue-light); }
.platform-badge.ops { background: rgba(59, 130, 246, 0.15); color: var(--blue-light); }
.platform-badge.data { background: rgba(186, 117, 23, 0.15); color: #e8a84a; }
.platform-card h3 { font-size: 18px; font-weight: 500; color: var(--white); margin-bottom: 10px; }
.platform-card p { font-size: 14px; color: var(--text-muted); line-height: 1.65; }
.strategy-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.strat-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 24px; }
.strat-name { font-size: 11px; font-weight: 700; letter-spacing: 0.12em; color: var(--accent); margin-bottom: 10px; }
.strat-card h4 { font-size: 15px; font-weight: 500; color: var(--white); margin-bottom: 8px; }
.strat-card p { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

/* DEALINGS */
.offerings-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 60px; }
.offering-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 32px; }
.offering-num { font-size: 11px; font-weight: 700; letter-spacing: 0.12em; color: var(--blue-light); margin-bottom: 6px; }
.offering-tag { display: inline-block; font-size: 10px; font-weight: 700; letter-spacing: 0.12em; padding: 3px 10px; border-radius: 4px; margin-bottom: 14px; background: rgba(59, 130, 246, 0.15); color: var(--blue-light); }
.offering-card h3 { font-size: 18px; font-weight: 500; color: var(--white); margin-bottom: 12px; }
.offering-list { list-style: none; }
.offering-list li { font-size: 13px; color: var(--text-muted); padding: 4px 0; display: flex; align-items: flex-start; gap: 10px; line-height: 1.5; }
.offering-list li::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: var(--blue-light); flex-shrink: 0; margin-top: 7px; }
.flow-steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 12px; margin: 48px 0; }
.flow-step { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 20px 16px; text-align: center; }
.flow-num { width: 36px; height: 36px; border-radius: 50%; background: var(--accent); display: flex; align-items: center; justify-content: center; font-size: 14px; font-weight: 600; margin: 0 auto 12px; color: var(--navy); }
.flow-step h4 { font-size: 13px; font-weight: 600; color: var(--white); margin-bottom: 8px; }
.flow-step p { font-size: 11px; color: var(--text-muted); line-height: 1.5; }
.compare-table { width: 100%; border-collapse: collapse; margin: 32px 0; }
.compare-table th { text-align: left; padding: 14px 20px; font-size: 12px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--text-muted); border-bottom: 1px solid var(--navy-border); }
.compare-table td { padding: 14px 20px; font-size: 14px; border-bottom: 1px solid rgba(30, 45, 69, 0.5); }
.compare-table td:first-child { color: var(--text-muted); }
.compare-table td:nth-child(2) { color: var(--blue-light); font-weight: 500; }
.compare-table td:nth-child(3) { color: var(--text-muted); }
.compare-table tr:hover td { background: rgba(59, 130, 246, 0.04); }

/* ABOUT */
.mission-block { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 48px; margin-bottom: 48px; }
.mission-block blockquote { font-size: 22px; font-weight: 300; color: var(--white); line-height: 1.6; margin-bottom: 20px; border-left: 3px solid var(--accent); padding-left: 24px; }
.mission-block p { font-size: 15px; color: var(--text-secondary); line-height: 1.7; }
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 64px; }
.pillar { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 28px; border-top: 3px solid var(--accent); }

/* CONTACT */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.contact-form { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 40px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 12px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--text-muted); margin-bottom: 8px; }
.form-group input, .form-group textarea, .form-group select {
  width: 100%; background: var(--navy); border: 1px solid var(--navy-border); border-radius: 3px;
  padding: 12px 16px; color: var(--text-primary); font-size: 14px; font-family: inherit; outline: none; transition: border 0.2s;
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus { border-color: var(--accent); }
.form-group textarea { resize: vertical; min-height: 100px; }
.form-group select option { background: var(--navy); }
.form-status { margin-top: 12px; font-size: 13px; line-height: 1.5; min-height: 20px; }
.form-status.success { color: var(--blue-light); }
.form-status.error { color: #ffb3b3; }
.contact-info h3 { font-size: 22px; font-weight: 500; color: var(--white); margin-bottom: 16px; }
.contact-info p { font-size: 15px; color: var(--text-secondary); line-height: 1.7; margin-bottom: 32px; }
.contact-info .next-steps { display: flex; flex-direction: column; gap: 12px; margin-top: 24px; }
.contact-info .next-step { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 20px 24px; display: flex; align-items: flex-start; gap: 16px; }
.step-num { font-size: 20px; font-weight: 300; color: var(--accent); min-width: 28px; }
.contact-info .next-step h4 { font-size: 14px; font-weight: 600; color: var(--white); margin-bottom: 4px; }
.contact-info .next-step p { font-size: 13px; color: var(--text-muted); line-height: 1.5; }
.contact-info .step-num { font-family: 'JetBrains Mono', monospace; font-size: 11px; font-weight: 700; color: var(--accent); min-width: 24px; padding-top: 2px; }
.contact-email { margin-top: 32px; padding: 20px 24px; background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; }
.contact-email .label { font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-muted); margin-bottom: 6px; }
.contact-email a { color: var(--blue-light); font-size: 16px; text-decoration: none; font-weight: 500; }

/* CTA BAND */
.cta-band { background: var(--navy-card); border-top: 1px solid var(--navy-border); border-bottom: 1px solid var(--navy-border); padding: 64px var(--page-gutter); margin-top: 80px; }
.cta-band + footer { margin-top: 0; border-top: none; }
.cta-band-inner { max-width: var(--page-width); margin: 0 auto; display: flex; justify-content: space-between; align-items: center; gap: 32px; }
.cta-band-title { font-size: 24px; font-weight: 600; color: var(--text-primary); margin-bottom: 6px; }
.cta-band-sub { font-size: 15px; color: var(--text-secondary); }

/* FOOTER */
footer { background: var(--navy-card); border-top: 1px solid var(--navy-border); padding: 48px var(--page-gutter); margin-top: 80px; }
.footer-inner { max-width: var(--page-width); margin: 0 auto; display: flex; justify-content: space-between; align-items: center; }
.footer-copy { font-size: 13px; color: var(--text-muted); }
.footer-links { display: flex; gap: 24px; }
.footer-links a { font-size: 13px; color: var(--text-muted); text-decoration: none; transition: color 0.2s; }
.footer-links a:hover { color: var(--text-secondary); }

/* ACADEMY LANDING PAGE */
body[data-page="academy"] .page-hero h1 { font-size: clamp(2rem, 5vw, 3rem); font-weight: 600; line-height: 1.2; margin-bottom: 1.25rem; }
body[data-page="academy"] .page-hero p { font-size: 1.05rem; margin-bottom: 2rem; font-weight: 400; max-width: 620px; }
body[data-page="academy"] .section-title { font-size: 1.4rem; font-weight: 600; margin-bottom: 0.5rem; }
body[data-page="academy"] .section-sub { font-size: 0.9rem; margin-bottom: 2rem; }
body[data-page="academy"] .section-label { font-size: 0.7rem; letter-spacing: 0.14em; color: var(--text-muted); margin-bottom: 2rem; }

/* ACADEMY ARTICLE PAGES */
body.academy-article {
  background: #F5F3EE; padding: 40px 20px; font-family: 'Inter', sans-serif; color: #333;
  overflow-x: hidden;
}

/* UTILS */
.mt-48 { margin-top: 48px; }
.mb-8 { margin-bottom: 8px; }
.text-teal, .text-accent { color: var(--blue-light); }
.full-width { padding-left: 0; padding-right: 0; }
.module-link { text-decoration: none; color: inherit; }

.hw-explainer{background:#F0F4FD;border-radius:10px;padding:22px 24px;margin:20px 0;border-left:3px solid #2B5FD9}
.hw-explainer-label{font-size:10px;font-weight:600;color:#2B5FD9;text-transform:uppercase;letter-spacing:0.12em;margin-bottom:10px}
.hw-explainer-title{font-family:'Playfair Display',serif;font-size:18px;font-weight:700;color:#0D1B3E;margin-bottom:12px}
.hw-explainer-body{font-size:14px;line-height:1.75;color:#444}
.hw-obs-title{font-family:'Playfair Display',serif;font-size:18px;font-weight:700;color:#0D1B3E;margin-bottom:10px}
.hw-obs-body{font-size:14px;line-height:1.75;color:#444}
.hw-stat-row{display:flex;gap:12px;margin:16px 0;flex-wrap:wrap}
.hw-stat-row .hw-stat{flex:1;min-width:130px;text-align:left;padding:14px 16px}
.hw-stat-label{font-size:10px;font-weight:600;color:#888;text-transform:uppercase;letter-spacing:0.08em;margin-bottom:4px}
.hw-stat-value{font-family:'JetBrains Mono',monospace;font-size:20px;font-weight:500;color:#0D1B3E}
.hw-stat-value.up{color:#2B7A0B}
.hw-stat-value.down{color:#A32D2D}
.hw-stat-note{font-size:11px;color:#888;margin-top:3px}

/* ACADEMY CONTENT COMPONENTS */
.amber{background:#FAEEDA;color:#854F0B}
.apply-step{display:flex;gap:14px;align-items:flex-start;padding:14px 16px;background:#F8F6F2;border-radius:8px}
.apply-steps{display:flex;flex-direction:column;gap:12px;margin:16px 0}
.apply-tool{padding:16px 18px;border-radius:8px;border:1px solid #E8E4DE;background:#fff}
.apply-tool-body{font-size:13px;line-height:1.6;color:#555}
.apply-tool-num{font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:8px}
.apply-tool-tag{display:inline-block;font-size:10px;font-weight:600;padding:3px 9px;border-radius:4px;margin-top:10px}
.apply-tool-title{font-size:14px;font-weight:600;color:#1A1A2E;margin-bottom:8px}
.apply-tools{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:16px 0}
.back-link{display:inline-flex;align-items:center;gap:6px;font-size:12px;color:#888;text-decoration:none;margin-bottom:20px;font-family:'JetBrains Mono',monospace;text-transform:uppercase;letter-spacing:0.08em}
.back-link:hover{color:#1E6B3E}
.blog-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 1.5rem; text-decoration: none; transition: border-color 0.2s; display: block; }
.blog-card h3 { font-size: 0.95rem; font-weight: 600; color: var(--white); margin-bottom: 0.5rem; line-height: 1.4; }
.blog-card p { font-size: 0.82rem; color: var(--text-secondary); line-height: 1.55; }
.blog-card:hover { border-color: var(--accent); }
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
.blog-link { font-size: 0.78rem; color: var(--accent); margin-top: 1rem; display: inline-block; }
.blog-meta { font-size: 0.72rem; color: var(--text-muted); margin-bottom: 0.6rem; letter-spacing: 0.04em; }
.blog-ref{display:flex;align-items:center;gap:10px;padding:12px 16px;background:#F8F6F2;border-radius:8px;border:1px solid #E8E4DE;margin-bottom:20px;text-decoration:none}
.blog-ref-label{font-family:'JetBrains Mono',monospace;font-size:10px;font-weight:600;color:#888;text-transform:uppercase;letter-spacing:0.1em}
.blog-ref-title{font-size:13px;font-weight:600;color:#0D1B3E}
.blue{background:#E6F1FB;color:#185FA5}
.borrow-card{padding:18px 20px;border-radius:8px;border:1px solid #E8E4DE;display:flex;flex-direction:column;gap:8px}
.borrow-card-body{font-size:13px;line-height:1.6;color:#444}
.borrow-card-label{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:0.1em}
.borrow-card-title{font-family:'JetBrains Mono',monospace;font-size:14px;font-weight:600;color:#0D1B3E}
.borrow-card-when{font-size:12px;color:#666;border-top:1px solid rgba(0,0,0,0.06);padding-top:8px;margin-top:2px}
.borrow-card-when strong{color:#0D1B3E}
.borrow-card.fixed{border-top:3px solid #1E6B3E;background:#F4FAF0}
.borrow-card.fixed .borrow-card-label{color:#1E6B3E}
.borrow-card.float{border-top:3px solid #2B5FD9;background:#F0F4FD}
.borrow-card.float .borrow-card-label{color:#2B5FD9}
.borrow-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:16px 0}
.callout{background:#F8F6F2;border-radius:8px;padding:16px 20px;margin:16px 0;border:1px solid #E8E4DE;font-size:13px;line-height:1.65;color:#555;font-style:italic}
.capstone-item { background: var(--navy-card); border: 1px solid var(--accent-dim); border-radius: 4px; padding: 1.25rem 1.5rem; }
.capstone-item h4 { font-size: 0.9rem; font-weight: 600; color: var(--white); margin-bottom: 0.4rem; }
.capstone-item .module-num { color: var(--accent); }
.case-body{padding:18px}
.case-header{background:#0D1B3E;padding:14px 18px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
.case-header-date{font-family:'JetBrains Mono',monospace;font-size:11px;color:#8899CC}
.case-header-title{font-family:'Playfair Display',serif;font-size:16px;font-weight:700;color:#fff}
.case-p{font-size:13px;line-height:1.65;color:#555;margin-bottom:10px}
.case-p:last-child{margin-bottom:0}
.case-rec-item{flex:1;padding:10px 12px;border-radius:6px;text-align:center}
.case-rec-label{font-size:10px;color:#888;margin-bottom:4px}
.case-rec-val{font-family:'JetBrains Mono',monospace;font-size:16px;font-weight:500}
.case-recovery{display:flex;gap:10px;margin-top:12px}
.case-stat{background:#F8F6F2;border-radius:6px;padding:12px;text-align:center}
.case-stat-lbl{font-size:10px;color:#888}
.case-stat-val{font-family:'JetBrains Mono',monospace;font-size:18px;font-weight:500;display:block;margin-bottom:3px}
.case-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:14px}
.case-study{border:1px solid #E8E4DE;border-radius:8px;overflow:hidden;margin:16px 0}
.check-icon{width:20px;height:20px;border-radius:50%;background:#EAF3DE;border:2px solid #1E6B3E;flex-shrink:0;margin-top:1px;display:flex;align-items:center;justify-content:center}
.check-icon svg{width:10px;height:10px}
.check-item{display:flex;gap:14px;align-items:flex-start;padding:14px 16px;background:#F8F6F2;border-radius:8px}
.check-label{font-weight:600;color:#1A1A2E;display:block;margin-bottom:2px}
.check-source{font-family:'JetBrains Mono',monospace;font-size:11px;color:#888;margin-top:4px}
.check-text{font-size:14px;line-height:1.6;color:#333}
.checklist{display:flex;flex-direction:column;gap:10px;margin:16px 0}
.completion-band{background:#0D1B3E;padding:28px 36px;text-align:center;margin-top:32px}
.completion-band h2{font-family:'Playfair Display',serif;font-size:24px;font-weight:700;color:#fff;margin-bottom:8px}
.completion-band p{font-size:14px;color:#8899CC;line-height:1.65}
.curriculum-intro { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 1.75rem; margin-bottom: 1.5rem; }
.curriculum-intro h3 { font-size: 1rem; font-weight: 600; color: var(--white); margin-bottom: 0.4rem; }
.curriculum-intro p { font-size: 0.875rem; color: var(--text-secondary); line-height: 1.65; }
.divider { border: none; border-top: 1px solid var(--navy-border); margin: 0 var(--page-gutter); }
.drawdown-card{background:#FCEBEB;border-radius:8px;padding:14px;text-align:center}
.drawdown-loss{font-family:'JetBrains Mono',monospace;font-size:18px;font-weight:600;color:#A32D2D;display:block;margin-bottom:3px}
.drawdown-recover{font-size:11px;color:#791F1F}
.drawdown-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:16px 0}
.formula-box{background:#0D1B3E;border-radius:8px;padding:16px 20px;margin:16px 0}
.formula-box .example{color:#AAD4AA;font-size:11px}
.formula-box .sub{border-top:1px solid rgba(255,255,255,0.1);margin-top:10px;padding-top:10px}
.formula-box p{font-family:'JetBrains Mono',monospace;font-size:12px;color:#8899CC;line-height:1.8}
.formula-box span{color:#fff}
.formula-box span.g{color:#AAD4AA;font-size:11px}
.formula-box span.w{color:#fff}
.framework-block{background:#F8F6F2;border-radius:8px;padding:18px 20px;margin:16px 0;border-left:3px solid #0D1B3E}
.framework-block h4{font-size:15px;font-weight:700;color:#0D1B3E;margin-bottom:8px}
.framework-block p{font-size:14px;line-height:1.65;color:#555}
.framework-label{font-size:10px;font-weight:600;color:#1E6B3E;text-transform:uppercase;letter-spacing:0.12em;margin-bottom:10px}
.framework-num{font-family:'JetBrains Mono',monospace;font-size:10px;font-weight:700;color:#0D1B3E;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:6px}
.green{background:#EAF3DE;color:#3B6D11}
.hw{max-width:900px;width:100%;margin:0 auto;background:#fff;border:1px solid #E0DDD8;border-radius:12px;overflow:hidden;box-shadow:0 2px 20px rgba(0,0,0,0.06)}
.hw-badge{display:inline-block;font-size:10px;font-weight:600;padding:2px 7px;border-radius:4px;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:3px}
.hw-badge-amber{background:#FAEEDA;color:#854F0B}
.hw-badge-blue{background:#E6F1FB;color:#185FA5}
.hw-badge-green{background:#EAF3DE;color:#3B6D11}
.hw-badge-red{background:#FCEBEB;color:#A32D2D}
.hw-body{padding:32px 36px}
.hw-cal{width:100%;border-collapse:collapse;margin:16px 0;font-size:13px}
.hw-cal td{padding:12px 10px 12px 0;vertical-align:top;border-bottom:1px solid #F0EDE8}
.hw-cal th{font-size:10px;font-weight:600;color:#888;text-transform:uppercase;letter-spacing:0.08em;padding:0 10px 12px 0;text-align:left;border-bottom:1px solid #E8E4DE}
.hw-cal tr:last-child td{border-bottom:none}
.hw-cal-text{font-size:12px;line-height:1.55;color:#555}
.hw-cal-wrap{overflow-x:auto;margin:16px 0}
.hw-callout{border-radius:8px;padding:18px 22px;margin:20px 0;border-left:3px solid}
.hw-callout-body{font-size:14px;line-height:1.65}
.hw-callout-label{font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:6px}
.hw-chart-caption{font-size:11px;color:#888;margin-top:10px;font-style:italic}
.hw-chart-img{max-width:100%;height:auto;border-radius:6px}
.hw-chart-title{font-size:13px;font-weight:600;color:#1A1A2E;margin-bottom:14px}
.hw-chart-wrap{margin:20px 0;background:#F8F6F2;border-radius:8px;padding:20px;text-align:center}
.hw-day{font-family:'JetBrains Mono',monospace;font-size:11px;font-weight:500;color:#888}
.hw-day-name{font-family:'JetBrains Mono',monospace;font-size:11px;font-weight:500;color:#888;white-space:nowrap}
.hw-deck{font-size:16px;line-height:1.7;color:#555;border-left:3px solid #2B5FD9;padding-left:18px}
.hw-disc{background:#F8F6F2;border-radius:8px;padding:14px 18px;margin:16px 0}
.hw-disc-body{font-size:13px;color:#888;font-style:italic}
.hw-divider{height:1px;background:#F0EDE8;margin:28px 0}
.hw-donut-bold{font-weight:600;color:#1A1A2E;display:block}
.hw-donut-item{display:flex;align-items:flex-start;gap:10px}
.hw-donut-legend{display:flex;flex-direction:column;gap:12px}
.hw-donut-swatch{width:14px;height:14px;border-radius:3px;flex-shrink:0;margin-top:2px}
.hw-donut-text{font-size:13px;color:#555;line-height:1.5}
.hw-donut-wrap{display:flex;align-items:center;gap:32px;justify-content:center}
.hw-event{font-size:13px;font-weight:600;color:#1A1A2E;margin-top:3px}
.hw-event-name{font-size:13px;font-weight:600;color:#1A1A2E;margin-top:3px}
.hw-eyebrow{font-size:11px;font-weight:600;color:#888;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:10px}
.hw-nav{display:flex;justify-content:space-between;align-items:center;padding:20px 36px;border-top:1px solid #F0EDE8;gap:16px}
.hw-nav a{font-family:'JetBrains Mono',monospace;font-size:11px;font-weight:600;color:#2B5FD9;text-decoration:none;line-height:1.5}
.hw-nav a:hover{color:#1E3FA0}
.hw-nav-prev::before{content:'← '}
.hw-nav-next{text-align:right}
.hw-nav-next::after{content:' →'}
.hw-footer{padding:16px 36px;border-top:1px solid #F0EDE8;display:flex;justify-content:space-between;align-items:center;background:#FAFAF8}
.hw-footer-brand{font-family:'JetBrains Mono',monospace;font-size:11px;font-weight:500;color:#0D1B3E;text-transform:uppercase;letter-spacing:0.1em}
.hw-footer-disc{font-size:11px;color:#888;font-style:italic}
.hw-frame{padding:16px 18px;border-radius:8px;border:1px solid #E8E4DE;background:#fff}
.hw-frame-body{font-size:14px;line-height:1.65;color:#555}
.hw-frame-type{font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:8px}
.hw-frames{display:flex;flex-direction:column;gap:12px;margin:16px 0}
.hw-header{padding:36px 36px 0}
.hw-obs{background:#F8F6F2;border-radius:8px;padding:20px 22px;margin:20px 0;border:1px solid #E8E4DE}
.hw-obs-tag{font-size:10px;font-weight:600;color:#2B5FD9;text-transform:uppercase;letter-spacing:0.12em;margin-bottom:10px}
.hw-p{font-size:16px;line-height:1.75;color:#333;margin-bottom:16px}
.hw-products{font-size:10px;color:#888;margin-top:4px;font-family:'JetBrains Mono',monospace}
.hw-rule{height:1px;background:#F0EDE8;margin:32px 36px 0}
.hw-section-label{font-size:10px;font-weight:600;color:#2B5FD9;text-transform:uppercase;letter-spacing:0.14em;margin-bottom:8px}
.hw-section-title{font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#0D1B3E;margin-bottom:16px}
.hw-seed{background:#EAF3DE;border-radius:8px;padding:18px 22px;margin:20px 0;border-left:3px solid #1E6B3E}
.hw-seed-body{font-size:14px;line-height:1.65;color:#1A3A2A}
.hw-seed-label{font-size:10px;font-weight:600;color:#1E6B3E;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:6px}
.hw-seed-link{font-family:'JetBrains Mono',monospace;font-size:11px;font-weight:600;color:#1E6B3E;text-decoration:none;white-space:nowrap}
.hw-segway{background:#EAF3DE;border-radius:8px;padding:22px 24px;margin:24px 0;border-left:3px solid #1E6B3E}
.hw-segway-body{font-size:14px;line-height:1.7;color:#1A3A2A}
.hw-segway-label{font-size:10px;font-weight:600;color:#1E6B3E;text-transform:uppercase;letter-spacing:0.12em;margin-bottom:10px}
.hw-segway-title{font-family:'Playfair Display',serif;font-size:18px;font-weight:700;color:#0D1B3E;margin-bottom:12px}
.hw-stat{background:#F8F6F2;border-radius:8px;padding:16px;text-align:center}
.hw-stat-lbl{font-size:11px;color:#888}
.hw-stat-val{font-family:'JetBrains Mono',monospace;font-size:24px;font-weight:500;display:block;margin-bottom:4px}
.hw-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:16px 0}
.hw-subtitle{font-family:'Playfair Display',serif;font-size:18px;font-weight:400;color:#555;margin-bottom:16px;font-style:italic}
.hw-table{width:100%;border-collapse:collapse;font-size:13px}
.hw-table td{padding:11px 14px;vertical-align:top;border-bottom:1px solid #F0EDE8;color:#333;line-height:1.55}
.hw-table td:first-child{font-weight:600;color:#1A1A2E;white-space:nowrap}
.hw-table th{font-size:10px;font-weight:600;color:#fff;text-transform:uppercase;letter-spacing:0.08em;padding:10px 14px;text-align:left;background:#0D1B3E}
.hw-table tr:last-child td{border-bottom:none}
.hw-table tr:nth-child(even) td{background:#FAFAF8}
.hw-table-wrap{overflow-x:auto;margin:16px 0}
.hw-ticker{background:#0D1B3E;padding:10px 28px;display:flex;gap:20px;align-items:center;flex-wrap:wrap}
.hw-ticker-brand{margin-left:auto;font-size:11px;font-weight:500;color:#8899CC;text-transform:uppercase;letter-spacing:0.12em}
.hw-ticker-change{font-family:'JetBrains Mono',monospace;font-size:11px;color:#4CAF82}
.hw-ticker-item{display:flex;gap:8px;align-items:center}
.hw-ticker-label{font-family:'JetBrains Mono',monospace;font-size:11px;color:#8899CC;text-transform:uppercase;letter-spacing:0.08em}
.hw-ticker-price{font-family:'JetBrains Mono',monospace;font-size:13px;font-weight:500;color:#fff}
.hw-ticker-sep{width:1px;height:20px;background:rgba(255,255,255,0.15)}
.hw-title{font-family:'Playfair Display',serif;font-size:36px;font-weight:900;line-height:1.1;color:#0D1B3E;margin-bottom:16px}
.hw-wave{padding:16px 18px;border-radius:8px;border-left:3px solid;background:#F8F6F2}
.hw-wave-body{font-size:14px;line-height:1.6;color:#555}
.hw-wave-num{font-family:'JetBrains Mono',monospace;font-size:10px;font-weight:500;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:4px}
.hw-wave-title{font-size:14px;font-weight:600;color:#1A1A2E;margin-bottom:5px}
.hw-waves{margin:16px 0;display:flex;flex-direction:column;gap:12px}
.key-takeaway{background:#EAF3DE;border-radius:8px;padding:22px 24px;margin:24px 0;border-left:3px solid #1E6B3E}
.key-takeaway-label{font-size:10px;font-weight:600;color:#1E6B3E;text-transform:uppercase;letter-spacing:0.12em;margin-bottom:10px}
.key-takeaway-title{font-family:'Playfair Display',serif;font-size:18px;font-weight:700;color:#0D1B3E;margin-bottom:12px}
.layer-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 1.5rem; }
.layer-card h3 { font-size: 1rem; font-weight: 600; color: var(--white); margin-bottom: 0.5rem; }
.layer-card p { font-size: 0.85rem; color: var(--text-secondary); line-height: 1.6; }
.layer-num { font-size: 0.7rem; font-weight: 700; letter-spacing: 0.12em; color: var(--accent); text-transform: uppercase; margin-bottom: 0.5rem; }
.layers { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
@media (max-width: 768px) { .layers { grid-template-columns: 1fr; } }
.lesson-card { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 1.5rem; text-decoration: none; display: block; transition: border-color 0.2s; }
.lesson-card h3 { font-size: 0.95rem; font-weight: 600; color: var(--white); margin-bottom: 0.5rem; line-height: 1.4; }
.lesson-card p { font-size: 0.82rem; color: var(--text-secondary); line-height: 1.55; }
.lesson-card:hover { border-color: var(--accent); }
.lesson-library { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 1.25rem; }
.lesson-nav{display:flex;gap:10px;margin-bottom:20px;flex-wrap:wrap}
.lesson-nav a{font-family:'JetBrains Mono',monospace;font-size:11px;color:#888;text-decoration:none;padding:4px 10px;border:1px solid #E0DDD8;border-radius:4px;transition:all 0.2s}
.lesson-nav a:hover,.lesson-nav a.active{color:#0D1B3E;border-color:#0D1B3E}
.lesson-pip{width:28px;height:4px;border-radius:2px;background:#1E6B3E}
.lesson-pip.capstone{background:#0D1B3E}
.lesson-pip.current{background:#0D1B3E}
.lesson-pip.done{background:#1E6B3E}
.lesson-progress{display:flex;gap:6px;margin-bottom:20px}
.lesson-source { font-size: 0.75rem; color: var(--text-muted); margin-top: 0.75rem; }
.lesson-tag { display: inline-block; font-size: 0.65rem; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; background: rgba(59,130,246,0.12); color: var(--accent); padding: 0.2rem 0.5rem; border-radius: 2px; margin-bottom: 0.6rem; }
.lesson-tag-item{font-family:'JetBrains Mono',monospace;font-size:11px;font-weight:500;color:#1E6B3E;background:#EAF3DE;padding:4px 10px;border-radius:4px}
.module-item { background: var(--navy-card); border: 1px solid var(--navy-border); border-radius: 4px; padding: 1.25rem 1.5rem; }
a.module-item, a.capstone-item { text-decoration: none; color: inherit; display: block; transition: border-color 0.2s; }
a.module-item:hover, a.capstone-item:hover { border-color: var(--accent); }
.module-item h4 { font-size: 0.9rem; font-weight: 600; color: var(--text-primary); line-height: 1.4; margin-bottom: 0.4rem; }
.module-desc { font-size: 0.78rem; color: var(--text-muted); line-height: 1.55; margin: 0; }
.module-num { font-size: 0.68rem; color: var(--accent); letter-spacing: 0.08em; margin-bottom: 0.4rem; font-weight: 600; }
.modules-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.75rem; margin-bottom: 0.75rem; }
.next-lesson{background:#0D1B3E;border-radius:8px;padding:20px 22px;margin:24px 0;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.next-lesson a{font-family:'JetBrains Mono',monospace;font-size:12px;font-weight:600;color:#1E6B3E;text-decoration:none;white-space:nowrap}
.next-lesson-label{font-size:10px;font-weight:600;color:#8899CC;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:4px}
.next-lesson-title{font-size:14px;font-weight:600;color:#fff}
.next-step{display:flex;gap:16px;align-items:flex-start;padding:18px 20px;border:1px solid #E8E4DE;border-radius:8px;background:#fff}
.next-step-body h4{font-size:14px;font-weight:600;color:#0D1B3E;margin-bottom:6px}
.next-step-body p{font-size:14px;line-height:1.65;color:#555}
.next-step-num{font-family:'JetBrains Mono',monospace;font-size:18px;font-weight:700;color:#0D1B3E;min-width:32px}
.next-steps{display:flex;flex-direction:column;gap:16px;margin:16px 0}
.prev-lesson{display:flex;align-items:center;gap:10px;padding:12px 16px;background:#F8F6F2;border-radius:8px;border:1px solid #E8E4DE;margin-bottom:20px;text-decoration:none}
.prev-lesson-label{font-family:'JetBrains Mono',monospace;font-size:10px;font-weight:600;color:#888;text-transform:uppercase;letter-spacing:0.1em}
.prev-lesson-title{font-size:13px;font-weight:600;color:#0D1B3E}
.principle{padding:16px 18px;border-radius:8px;border-left:3px solid #1E6B3E;background:#F8F6F2}
.principle-body{font-size:14px;line-height:1.6;color:#555}
.principle-num{font-family:'JetBrains Mono',monospace;font-size:10px;font-weight:500;color:#1E6B3E;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:4px}
.principle-title{font-size:14px;font-weight:600;color:#1A1A2E;margin-bottom:5px}
.principles{display:flex;flex-direction:column;gap:12px;margin:16px 0}
.prob-card{background:#F8F6F2;border-radius:8px;padding:12px;text-align:center;border:1px solid #E8E4DE}
.prob-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:10px;margin:16px 0}
.prob-label{font-size:11px;color:#888}
.prob-price{font-family:'JetBrains Mono',monospace;font-size:20px;font-weight:600;color:#0D1B3E;display:block;margin-bottom:4px}
.red{background:#FCEBEB;color:#A32D2D}
.regime-card{padding:14px 16px;border-radius:8px;border-left:3px solid #1E6B3E;background:#F8F6F2}
.regime-card h4{font-size:12px;font-weight:600;color:#0D1B3E;margin-bottom:6px;text-transform:uppercase;letter-spacing:0.06em}
.regime-card p{font-size:13px;line-height:1.55;color:#555}
.regime-card-desc{font-size:12px;line-height:1.6;color:#555}
.regime-card-label{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:0.1em}
.regime-card-play{font-size:12px;font-weight:600;margin-top:4px}
.regime-card-rate{font-family:'JetBrains Mono',monospace;font-size:15px;font-weight:600;color:#0D1B3E}
.regime-card-signal{font-size:13px;font-weight:600;color:#1A1A2E;margin-bottom:2px}
.regime-card-threshold{font-family:'JetBrains Mono',monospace;font-size:11px;color:#888;border-bottom:1px solid rgba(0,0,0,0.06);padding-bottom:8px;margin-bottom:2px}
.regime-card.high{border-top:3px solid #1E6B3E;background:#F4FAF0}
.regime-card.high .regime-card-label{color:#1E6B3E}
.regime-card.high .regime-card-play{color:#1E6B3E}
.regime-card.low{border-top:3px solid #2B5FD9;background:#F0F4FD}
.regime-card.low .regime-card-label{color:#2B5FD9}
.regime-card.low .regime-card-play{color:#2B5FD9}
.regime-card.neg{border-top:3px solid #C04A2B;background:#FDF2EF}
.regime-card.neg .regime-card-label{color:#C04A2B}
.regime-card.neg .regime-card-play{color:#C04A2B}
.regime-card.norm{border-top:3px solid #8899CC;background:#F8F6F2}
.regime-card.norm .regime-card-label{color:#8899CC}
.regime-card.norm .regime-card-play{color:#888}
.regime-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:16px 0}
.regime-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:16px 0}
.risk-warning{background:#FCEBEB;border-radius:8px;padding:16px 20px;margin:16px 0;border:1px solid #F09595;font-size:13px;line-height:1.65;color:#791F1F}
.rule-body{font-size:14px;line-height:1.7;color:#1A3A2A}
.rule-label{font-size:10px;font-weight:600;color:#1E6B3E;text-transform:uppercase;letter-spacing:0.12em;margin-bottom:10px}
.rule-of-three{background:#EAF3DE;border-radius:8px;padding:22px 24px;margin:24px 0;border-left:3px solid #1E6B3E}
.rule-title{font-family:'Playfair Display',serif;font-size:18px;font-weight:700;color:#0D1B3E;margin-bottom:12px}
.signup-band { background: var(--navy-card); border-top: 1px solid var(--navy-border); border-bottom: 1px solid var(--navy-border); padding: 3rem var(--page-gutter); text-align: center; }
.signup-band-inner { max-width: var(--page-width); margin: 0 auto; }
.signup-band h2 { font-size: 1.3rem; font-weight: 600; color: var(--white); margin-bottom: 0.5rem; }
.signup-band p { font-size: 0.9rem; color: var(--text-secondary); margin-bottom: 1.5rem; }
.signup-form { display: flex; gap: 0.75rem; justify-content: center; flex-wrap: wrap; }
.signup-form input { background: var(--navy); border: 1px solid var(--navy-border); color: var(--text-primary); padding: 0.6rem 1rem; border-radius: 3px; font-size: 0.875rem; width: 260px; outline: none; }
.signup-form input::placeholder { color: var(--text-muted); }
.signup-form input:focus { border-color: var(--accent); }
.step-num{font-family:'JetBrains Mono',monospace;font-size:12px;font-weight:700;color:#1E6B3E;min-width:24px;margin-top:1px}
.step-text{font-size:14px;line-height:1.65;color:#333}
.summary-table{width:100%;border-collapse:collapse;font-size:12px;min-width:480px}
.summary-table td{padding:10px 12px;border-bottom:1px solid #F0EDE8;color:#333;vertical-align:top}
.summary-table th{font-size:10px;font-weight:600;color:#888;text-transform:uppercase;letter-spacing:0.08em;padding:8px 12px;text-align:left;border-bottom:1px solid #E8E4DE;background:#F8F6F2}
.summary-table tr:last-child td{border-bottom:none}
.summary-table-wrap{overflow-x:auto;margin:16px 0}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:16px 0}
.two-col-card{padding:16px 18px;border-radius:8px;border:1px solid #E8E4DE;background:#fff}
.two-col-card h4{font-size:13px;font-weight:600;color:#0D1B3E;margin-bottom:8px}
.two-col-card p{font-size:13px;line-height:1.6;color:#555}
.walkthrough{background:#F8F6F2;border-radius:8px;padding:20px 22px;margin:16px 0;border:1px solid #E8E4DE}
.walkthrough p{font-size:14px;line-height:1.75;color:#333;margin-bottom:10px}
.walkthrough p:last-child{margin-bottom:0}
.walkthrough-label{font-size:10px;font-weight:600;color:#1E6B3E;text-transform:uppercase;letter-spacing:0.12em;margin-bottom:12px}

@media (max-width: 640px) {
  :root { --page-gutter: 1.25rem; }
  nav { padding: 0.75rem 1.25rem; height: auto; flex-wrap: wrap; gap: 8px; }
  footer { margin-top: 40px; padding: 32px var(--page-gutter); }
  .footer-inner { flex-direction: column; align-items: flex-start; gap: 16px; }
  .footer-links { flex-wrap: wrap; gap: 8px 16px; }
  .cta-band { margin-top: 40px; padding: 40px var(--page-gutter); }
  .nav-links { flex-wrap: wrap; gap: 4px; }
  .nav-links a { font-size: 13px; padding: 6px 10px; }
  .hero { gap: 32px; padding-top: 100px; padding-bottom: 48px; }
  .hero h1 { font-size: 30px; }
  .page-hero { padding-top: 100px; padding-bottom: 40px; }
  .page-hero h1, body[data-page="academy"] .page-hero h1 { font-size: 28px; }
  .strategy-grid { grid-template-columns: 1fr; }
  .cta-band-inner { flex-direction: column; align-items: flex-start; }
  .hero { grid-template-columns: 1fr; padding-top: 120px; }
  .entity-grid, .team-grid, .why-grid, .platform-grid, .offerings-grid, .contact-grid, .pillars { grid-template-columns: 1fr; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .modules-grid { grid-template-columns: repeat(2, 1fr); }
  .blog-grid { grid-template-columns: 1fr; }
  .hw-header { padding: 24px 20px 0; }
  .hw-body { padding: 20px; }
  .hw-rule { margin: 24px 20px 0; }
  .hw-footer { padding: 16px 20px; flex-wrap: wrap; gap: 8px; }
  .hw-cal { display: block; }
  .hw-cal thead { display: none; }
  .hw-cal tbody { display: block; }
  .hw-cal tr { display: block; border: 1px solid #E8E4DE; border-radius: 4px; margin-bottom: 10px; padding: 10px 12px; }
  .hw-cal td { display: block; white-space: normal; padding: 2px 0; border-bottom: none; font-size: 12px; line-height: 1.5; }
  .hw-cal td:first-child { font-weight: 600; color: #0D1B3E; margin-bottom: 4px; }
  .hw-table { display: block; overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .hw-stats { grid-template-columns: 1fr 1fr 1fr; gap: 8px; }
  .hw-stat-val { font-size: 18px; }
  .hw-donut-wrap { flex-direction: column; gap: 16px; }
}
@media (max-width: 500px) {
  .apply-tools, .regime-cards, .borrow-cards, .two-col { grid-template-columns: 1fr; }
  .case-stats { grid-template-columns: 1fr 1fr; }
  .modules-grid { grid-template-columns: 1fr; }
}